Homeowner Insurance Costs in Sherman County, OR

How much does homeowner insurance cost in Sherman County? Here's what to expect.

Est. Annual Premium

$1,025

Monthly Cost

$85

Median Home Value

$186,300

% of Income

1.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$186,300
Personal Property (C)$93,150
Liability (E)$300,000
Deductible$1,863

Cost Context

Homeownership Rate70.0%
Median Income$57,171
Property Tax Rate0.8%
Population1,900

About Insurance in Sherman County

Homeowner insurance in Sherman County, Oregon costs an estimated $1,025 per year for a median-value home of $186,300. This represents approximately 1.8% of the median household income of $57,171.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Oregon

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.