Homeowner Insurance Costs in Union County, OR

How much does homeowner insurance cost in Union County? Here's what to expect.

Est. Annual Premium

$1,339

Monthly Cost

$112

Median Home Value

$243,400

% of Income

2.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$243,400
Personal Property (C)$121,700
Liability (E)$300,000
Deductible$2,434

Cost Context

Homeownership Rate66.6%
Median Income$61,946
Property Tax Rate0.8%
Population26,286

About Insurance in Union County

Homeowner insurance in Union County, Oregon costs an estimated $1,339 per year for a median-value home of $243,400. This represents approximately 2.2% of the median household income of $61,946.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Oregon

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.