Homeowner Insurance Costs in Washington County, RI

How much does homeowner insurance cost in Washington County? Here's what to expect.

Est. Annual Premium

$2,398

Monthly Cost

$200

Median Home Value

$436,000

% of Income

2.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$436,000
Personal Property (C)$218,000
Liability (E)$300,000
Deductible$4,360

Cost Context

Homeownership Rate76.8%
Median Income$99,510
Property Tax Rate1.1%
Population129,998

About Insurance in Washington County

Homeowner insurance in Washington County, Rhode Island costs an estimated $2,398 per year for a median-value home of $436,000. This represents approximately 2.4% of the median household income of $99,510.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Rhode Island

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.