Homeowner Insurance Costs in Darlington County, SC

How much does homeowner insurance cost in Darlington County? Here's what to expect.

Est. Annual Premium

$729

Monthly Cost

$61

Median Home Value

$132,600

% of Income

1.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$132,600
Personal Property (C)$66,300
Liability (E)$300,000
Deductible$1,326

Cost Context

Homeownership Rate69.1%
Median Income$44,317
Property Tax Rate0.4%
Population63,025

About Insurance in Darlington County

Homeowner insurance in Darlington County, South Carolina costs an estimated $729 per year for a median-value home of $132,600. This represents approximately 1.6% of the median household income of $44,317.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in South Carolina

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.