Homeowner Insurance Costs in Hampton County, SC

How much does homeowner insurance cost in Hampton County? Here's what to expect.

Est. Annual Premium

$516

Monthly Cost

$43

Median Home Value

$93,900

% of Income

1.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$93,900
Personal Property (C)$46,950
Liability (E)$300,000
Deductible$939

Cost Context

Homeownership Rate74.9%
Median Income$40,157
Property Tax Rate0.8%
Population18,890

About Insurance in Hampton County

Homeowner insurance in Hampton County, South Carolina costs an estimated $516 per year for a median-value home of $93,900. This represents approximately 1.3% of the median household income of $40,157.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

Calculate Your True Insurance Cost

Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.

Start Free Analysis

Other Counties in South Carolina

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.