Homeowner Insurance Costs in Kershaw County, SC

How much does homeowner insurance cost in Kershaw County? Here's what to expect.

Est. Annual Premium

$956

Monthly Cost

$80

Median Home Value

$173,800

% of Income

1.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$173,800
Personal Property (C)$86,900
Liability (E)$300,000
Deductible$1,738

Cost Context

Homeownership Rate81.8%
Median Income$61,343
Property Tax Rate0.5%
Population65,779

About Insurance in Kershaw County

Homeowner insurance in Kershaw County, South Carolina costs an estimated $956 per year for a median-value home of $173,800. This represents approximately 1.6% of the median household income of $61,343.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in South Carolina

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.