Homeowner Insurance Costs in Pickens County, SC

How much does homeowner insurance cost in Pickens County? Here's what to expect.

Est. Annual Premium

$1,081

Monthly Cost

$90

Median Home Value

$196,600

% of Income

1.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$196,600
Personal Property (C)$98,300
Liability (E)$300,000
Deductible$1,966

Cost Context

Homeownership Rate69.5%
Median Income$57,628
Property Tax Rate0.4%
Population131,106

About Insurance in Pickens County

Homeowner insurance in Pickens County, South Carolina costs an estimated $1,081 per year for a median-value home of $196,600. This represents approximately 1.9% of the median household income of $57,628.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in South Carolina

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.