Homeowner Insurance Costs in Sumter County, SC

How much does homeowner insurance cost in Sumter County? Here's what to expect.

Est. Annual Premium

$805

Monthly Cost

$67

Median Home Value

$146,300

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$146,300
Personal Property (C)$73,150
Liability (E)$300,000
Deductible$1,463

Cost Context

Homeownership Rate66.1%
Median Income$53,970
Property Tax Rate0.6%
Population105,199

About Insurance in Sumter County

Homeowner insurance in Sumter County, South Carolina costs an estimated $805 per year for a median-value home of $146,300. This represents approximately 1.5% of the median household income of $53,970.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in South Carolina

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.