Homeowner Insurance Costs in Union County, SC

How much does homeowner insurance cost in Union County? Here's what to expect.

Est. Annual Premium

$524

Monthly Cost

$44

Median Home Value

$95,300

% of Income

1.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$95,300
Personal Property (C)$47,650
Liability (E)$300,000
Deductible$953

Cost Context

Homeownership Rate69.5%
Median Income$42,305
Property Tax Rate0.6%
Population27,158

About Insurance in Union County

Homeowner insurance in Union County, South Carolina costs an estimated $524 per year for a median-value home of $95,300. This represents approximately 1.2% of the median household income of $42,305.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in South Carolina

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.