Homeowner Insurance Costs in Knox County, TN
How much does homeowner insurance cost in Knox County? Here's what to expect.
Est. Annual Premium
$1,365
Monthly Cost
$114
Median Home Value
$248,200
% of Income
2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$248,200
Personal Property (C)$124,100
Liability (E)$300,000
Deductible$2,482
Cost Context
Homeownership Rate64.9%
Median Income$68,580
Property Tax Rate0.5%
Population481,406
About Insurance in Knox County
Homeowner insurance in Knox County, Tennessee costs an estimated $1,365 per year for a median-value home of $248,200. This represents approximately 2% of the median household income of $68,580.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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