Homeowner Insurance Costs in Fairfax County, VA

How much does homeowner insurance cost in Fairfax County? Here's what to expect.

Est. Annual Premium

$3,668

Monthly Cost

$306

Median Home Value

$666,900

% of Income

2.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$666,900
Personal Property (C)$333,450
Liability (E)$300,000
Deductible$6,669

Cost Context

Homeownership Rate68.6%
Median Income$145,165
Property Tax Rate1.0%
Population1,145,354

About Insurance in Fairfax County

Homeowner insurance in Fairfax County, Virginia costs an estimated $3,668 per year for a median-value home of $666,900. This represents approximately 2.5% of the median household income of $145,165.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.