Homeowner Insurance Costs in Chittenden County, VT

How much does homeowner insurance cost in Chittenden County? Here's what to expect.

Est. Annual Premium

$2,081

Monthly Cost

$173

Median Home Value

$378,300

% of Income

2.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$378,300
Personal Property (C)$189,150
Liability (E)$300,000
Deductible$3,783

Cost Context

Homeownership Rate63.4%
Median Income$89,494
Property Tax Rate1.7%
Population168,309

About Insurance in Chittenden County

Homeowner insurance in Chittenden County, Vermont costs an estimated $2,081 per year for a median-value home of $378,300. This represents approximately 2.3% of the median household income of $89,494.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Vermont

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.