Homeowner Insurance Costs in Lincoln County, WI

How much does homeowner insurance cost in Lincoln County? Here's what to expect.

Est. Annual Premium

$900

Monthly Cost

$75

Median Home Value

$163,700

% of Income

1.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$163,700
Personal Property (C)$81,850
Liability (E)$300,000
Deductible$1,637

Cost Context

Homeownership Rate78.5%
Median Income$64,314
Property Tax Rate1.5%
Population28,402

About Insurance in Lincoln County

Homeowner insurance in Lincoln County, Wisconsin costs an estimated $900 per year for a median-value home of $163,700. This represents approximately 1.4% of the median household income of $64,314.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Wisconsin

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.