Homeowner Insurance Costs in Laramie County, WY

How much does homeowner insurance cost in Laramie County? Here's what to expect.

Est. Annual Premium

$1,627

Monthly Cost

$136

Median Home Value

$295,800

% of Income

2.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$295,800
Personal Property (C)$147,900
Liability (E)$300,000
Deductible$2,958

Cost Context

Homeownership Rate72.2%
Median Income$76,282
Property Tax Rate0.6%
Population100,316

About Insurance in Laramie County

Homeowner insurance in Laramie County, Wyoming costs an estimated $1,627 per year for a median-value home of $295,800. This represents approximately 2.1% of the median household income of $76,282.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Wyoming

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.