Climate Trend Projector
5-10 year premium trajectory based on NAIC rate filing trends and First Street climate risk scores.
Climate Trend Projection
Premiums do not stay constant. Using historical NAIC rate filing approval data and First Street Foundation climate risk scores (fire, flood, wind), we project your premium trajectory over 5-10 years using linear regression with climate risk drift.
This helps you plan for future costs and evaluate whether proactive mitigation investments can flatten your premium growth curve.