Mitigation ROI
How we calculate payback periods and NPV for each home improvement using IBHS discount schedules.
Mitigation ROI Analysis
Each home improvement is modeled against published IBHS FORTIFIED Home discount schedules. We compute annual premium reduction, estimated improvement cost, payback period, and net present value (NPV) over 10 years for each action.
Actions are ranked by ROI so you can prioritize the improvements that offer the greatest return through premium savings.