Homeowner Insurance Costs in Anchorage Municipality, AK

How much does homeowner insurance cost in Anchorage Municipality? Here's what to expect.

Est. Annual Premium

$2,001

Monthly Cost

$167

Median Home Value

$363,800

% of Income

2.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$363,800
Personal Property (C)$181,900
Liability (E)$300,000
Deductible$3,638

Cost Context

Homeownership Rate63.8%
Median Income$95,731
Property Tax Rate1.3%
Population290,674

About Insurance in Anchorage Municipality

Homeowner insurance in Anchorage Municipality, Alaska costs an estimated $2,001 per year for a median-value home of $363,800. This represents approximately 2.1% of the median household income of $95,731.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Alaska

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.