Homeowner Insurance Costs in Fairbanks North Star Borough, AK

How much does homeowner insurance cost in Fairbanks North Star Borough? Here's what to expect.

Est. Annual Premium

$1,522

Monthly Cost

$127

Median Home Value

$276,800

% of Income

1.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$276,800
Personal Property (C)$138,400
Liability (E)$300,000
Deductible$2,768

Cost Context

Homeownership Rate60.0%
Median Income$81,655
Property Tax Rate1.3%
Population96,299

About Insurance in Fairbanks North Star Borough

Homeowner insurance in Fairbanks North Star Borough, Alaska costs an estimated $1,522 per year for a median-value home of $276,800. This represents approximately 1.9% of the median household income of $81,655.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Alaska

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.