Homeowner Insurance Costs in Garland County, AR

How much does homeowner insurance cost in Garland County? Here's what to expect.

Est. Annual Premium

$916

Monthly Cost

$76

Median Home Value

$166,600

% of Income

1.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$166,600
Personal Property (C)$83,300
Liability (E)$300,000
Deductible$1,666

Cost Context

Homeownership Rate68.3%
Median Income$54,229
Property Tax Rate0.5%
Population100,021

About Insurance in Garland County

Homeowner insurance in Garland County, Arkansas costs an estimated $916 per year for a median-value home of $166,600. This represents approximately 1.7% of the median household income of $54,229.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Arkansas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.