Homeowner Insurance Costs in Sebastian County, AR

How much does homeowner insurance cost in Sebastian County? Here's what to expect.

Est. Annual Premium

$852

Monthly Cost

$71

Median Home Value

$154,900

% of Income

1.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$154,900
Personal Property (C)$77,450
Liability (E)$300,000
Deductible$1,549

Cost Context

Homeownership Rate60.1%
Median Income$54,047
Property Tax Rate0.7%
Population128,184

About Insurance in Sebastian County

Homeowner insurance in Sebastian County, Arkansas costs an estimated $852 per year for a median-value home of $154,900. This represents approximately 1.6% of the median household income of $54,047.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Arkansas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.