Homeowner Insurance Costs in Alamosa County, CO

How much does homeowner insurance cost in Alamosa County? Here's what to expect.

Est. Annual Premium

$1,092

Monthly Cost

$91

Median Home Value

$198,500

% of Income

2.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$198,500
Personal Property (C)$99,250
Liability (E)$300,000
Deductible$1,985

Cost Context

Homeownership Rate57.2%
Median Income$52,271
Property Tax Rate0.5%
Population16,460

About Insurance in Alamosa County

Homeowner insurance in Alamosa County, Colorado costs an estimated $1,092 per year for a median-value home of $198,500. This represents approximately 2.1% of the median household income of $52,271.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Colorado

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.