Homeowner Insurance Costs in Denver County, CO
How much does homeowner insurance cost in Denver County? Here's what to expect.
Est. Annual Premium
$2,972
Monthly Cost
$248
Median Home Value
$540,400
% of Income
3.5%
Typical Coverage Breakdown
Coverage Amounts
Cost Context
About Insurance in Denver County
Homeowner insurance in Denver County, Colorado costs an estimated $2,972 per year for a median-value home of $540,400. This represents approximately 3.5% of the median household income of $85,853.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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