Homeowner Insurance Costs in Boulder County, CO

How much does homeowner insurance cost in Boulder County? Here's what to expect.

Est. Annual Premium

$3,691

Monthly Cost

$308

Median Home Value

$671,100

% of Income

3.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$671,100
Personal Property (C)$335,550
Liability (E)$300,000
Deductible$6,711

Cost Context

Homeownership Rate62.3%
Median Income$99,770
Property Tax Rate0.5%
Population328,658

About Insurance in Boulder County

Homeowner insurance in Boulder County, Colorado costs an estimated $3,691 per year for a median-value home of $671,100. This represents approximately 3.7% of the median household income of $99,770.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Colorado

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.