Homeowner Insurance Costs in Broomfield County, CO

How much does homeowner insurance cost in Broomfield County? Here's what to expect.

Est. Annual Premium

$3,199

Monthly Cost

$267

Median Home Value

$581,600

% of Income

2.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$581,600
Personal Property (C)$290,800
Liability (E)$300,000
Deductible$5,816

Cost Context

Homeownership Rate63.9%
Median Income$117,541
Property Tax Rate0.6%
Population73,946

About Insurance in Broomfield County

Homeowner insurance in Broomfield County, Colorado costs an estimated $3,199 per year for a median-value home of $581,600. This represents approximately 2.7% of the median household income of $117,541.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

Calculate Your True Insurance Cost

Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.

Start Free Analysis

Other Counties in Colorado

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.