Homeowner Insurance Costs in Clear Creek County, CO

How much does homeowner insurance cost in Clear Creek County? Here's what to expect.

Est. Annual Premium

$2,788

Monthly Cost

$232

Median Home Value

$506,900

% of Income

3.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$506,900
Personal Property (C)$253,450
Liability (E)$300,000
Deductible$5,069

Cost Context

Homeownership Rate80.0%
Median Income$87,169
Property Tax Rate0.4%
Population9,403

About Insurance in Clear Creek County

Homeowner insurance in Clear Creek County, Colorado costs an estimated $2,788 per year for a median-value home of $506,900. This represents approximately 3.2% of the median household income of $87,169.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Colorado

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.