Homeowner Insurance Costs in Delta County, CO

How much does homeowner insurance cost in Delta County? Here's what to expect.

Est. Annual Premium

$1,603

Monthly Cost

$134

Median Home Value

$291,400

% of Income

2.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$291,400
Personal Property (C)$145,700
Liability (E)$300,000
Deductible$2,914

Cost Context

Homeownership Rate76.1%
Median Income$56,349
Property Tax Rate0.3%
Population31,173

About Insurance in Delta County

Homeowner insurance in Delta County, Colorado costs an estimated $1,603 per year for a median-value home of $291,400. This represents approximately 2.8% of the median household income of $56,349.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Colorado

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.