Homeowner Insurance Costs in Elbert County, CO

How much does homeowner insurance cost in Elbert County? Here's what to expect.

Est. Annual Premium

$3,428

Monthly Cost

$286

Median Home Value

$623,300

% of Income

2.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$623,300
Personal Property (C)$311,650
Liability (E)$300,000
Deductible$6,233

Cost Context

Homeownership Rate93.3%
Median Income$124,360
Property Tax Rate0.4%
Population26,457

About Insurance in Elbert County

Homeowner insurance in Elbert County, Colorado costs an estimated $3,428 per year for a median-value home of $623,300. This represents approximately 2.8% of the median household income of $124,360.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Colorado

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.