Homeowner Insurance Costs in Fremont County, CO

How much does homeowner insurance cost in Fremont County? Here's what to expect.

Est. Annual Premium

$1,454

Monthly Cost

$121

Median Home Value

$264,300

% of Income

2.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$264,300
Personal Property (C)$132,150
Liability (E)$300,000
Deductible$2,643

Cost Context

Homeownership Rate75.4%
Median Income$56,165
Property Tax Rate0.4%
Population49,107

About Insurance in Fremont County

Homeowner insurance in Fremont County, Colorado costs an estimated $1,454 per year for a median-value home of $264,300. This represents approximately 2.6% of the median household income of $56,165.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

Calculate Your True Insurance Cost

Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.

Start Free Analysis

Other Counties in Colorado

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.