Homeowner Insurance Costs in Gunnison County, CO

How much does homeowner insurance cost in Gunnison County? Here's what to expect.

Est. Annual Premium

$2,917

Monthly Cost

$243

Median Home Value

$530,300

% of Income

3.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$530,300
Personal Property (C)$265,150
Liability (E)$300,000
Deductible$5,303

Cost Context

Homeownership Rate63.1%
Median Income$76,538
Property Tax Rate0.3%
Population17,018

About Insurance in Gunnison County

Homeowner insurance in Gunnison County, Colorado costs an estimated $2,917 per year for a median-value home of $530,300. This represents approximately 3.8% of the median household income of $76,538.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Colorado

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.