Homeowner Insurance Costs in Hinsdale County, CO

How much does homeowner insurance cost in Hinsdale County? Here's what to expect.

Est. Annual Premium

$2,031

Monthly Cost

$169

Median Home Value

$369,200

% of Income

3.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$369,200
Personal Property (C)$184,600
Liability (E)$300,000
Deductible$3,692

Cost Context

Homeownership Rate77.8%
Median Income$58,712
Property Tax Rate0.3%
Population911

About Insurance in Hinsdale County

Homeowner insurance in Hinsdale County, Colorado costs an estimated $2,031 per year for a median-value home of $369,200. This represents approximately 3.5% of the median household income of $58,712.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Colorado

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.