Homeowner Insurance Costs in Jackson County, CO

How much does homeowner insurance cost in Jackson County? Here's what to expect.

Est. Annual Premium

$1,250

Monthly Cost

$104

Median Home Value

$227,300

% of Income

3.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$227,300
Personal Property (C)$113,650
Liability (E)$300,000
Deductible$2,273

Cost Context

Homeownership Rate76.9%
Median Income$38,686
Property Tax Rate0.2%
Population1,440

About Insurance in Jackson County

Homeowner insurance in Jackson County, Colorado costs an estimated $1,250 per year for a median-value home of $227,300. This represents approximately 3.2% of the median household income of $38,686.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Colorado

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.