Homeowner Insurance Costs in Lake County, CO
How much does homeowner insurance cost in Lake County? Here's what to expect.
Est. Annual Premium
$1,821
Monthly Cost
$152
Median Home Value
$331,000
% of Income
2.3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$331,000
Personal Property (C)$165,500
Liability (E)$300,000
Deductible$3,310
Cost Context
Homeownership Rate77.4%
Median Income$78,942
Property Tax Rate0.5%
Population7,403
About Insurance in Lake County
Homeowner insurance in Lake County, Colorado costs an estimated $1,821 per year for a median-value home of $331,000. This represents approximately 2.3% of the median household income of $78,942.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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