Homeowner Insurance Costs in Mineral County, CO

How much does homeowner insurance cost in Mineral County? Here's what to expect.

Est. Annual Premium

$2,085

Monthly Cost

$174

Median Home Value

$379,000

% of Income

3.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$379,000
Personal Property (C)$189,500
Liability (E)$300,000
Deductible$3,790

Cost Context

Homeownership Rate73.7%
Median Income$58,929
Property Tax Rate0.4%
Population794

About Insurance in Mineral County

Homeowner insurance in Mineral County, Colorado costs an estimated $2,085 per year for a median-value home of $379,000. This represents approximately 3.5% of the median household income of $58,929.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Colorado

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.