Homeowner Insurance Costs in Moffat County, CO

How much does homeowner insurance cost in Moffat County? Here's what to expect.

Est. Annual Premium

$1,361

Monthly Cost

$113

Median Home Value

$247,500

% of Income

2.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$247,500
Personal Property (C)$123,750
Liability (E)$300,000
Deductible$2,475

Cost Context

Homeownership Rate66.8%
Median Income$63,983
Property Tax Rate0.4%
Population13,232

About Insurance in Moffat County

Homeowner insurance in Moffat County, Colorado costs an estimated $1,361 per year for a median-value home of $247,500. This represents approximately 2.1% of the median household income of $63,983.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Colorado

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.