Homeowner Insurance Costs in Routt County, CO
How much does homeowner insurance cost in Routt County? Here's what to expect.
Est. Annual Premium
$3,805
Monthly Cost
$317
Median Home Value
$691,800
% of Income
4%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$691,800
Personal Property (C)$345,900
Liability (E)$300,000
Deductible$6,918
Cost Context
Homeownership Rate76.5%
Median Income$95,144
Property Tax Rate0.3%
Population24,944
About Insurance in Routt County
Homeowner insurance in Routt County, Colorado costs an estimated $3,805 per year for a median-value home of $691,800. This represents approximately 4% of the median household income of $95,144.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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