Homeowner Insurance Costs in Washington County, CO

How much does homeowner insurance cost in Washington County? Here's what to expect.

Est. Annual Premium

$1,146

Monthly Cost

$96

Median Home Value

$208,300

% of Income

1.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$208,300
Personal Property (C)$104,150
Liability (E)$300,000
Deductible$2,083

Cost Context

Homeownership Rate70.2%
Median Income$59,087
Property Tax Rate0.4%
Population4,817

About Insurance in Washington County

Homeowner insurance in Washington County, Colorado costs an estimated $1,146 per year for a median-value home of $208,300. This represents approximately 1.9% of the median household income of $59,087.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

Calculate Your True Insurance Cost

Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.

Start Free Analysis

Other Counties in Colorado

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.