Homeowner Insurance Costs in South Central Connecticut Planning Region, CT

How much does homeowner insurance cost in South Central Connecticut Planning Region? Here's what to expect.

Est. Annual Premium

$1,703

Monthly Cost

$142

Median Home Value

$309,600

% of Income

2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$309,600
Personal Property (C)$154,800
Liability (E)$300,000
Deductible$3,096

Cost Context

Homeownership Rate61.0%
Median Income$83,617
Property Tax Rate2.1%
Population571,298

About Insurance in South Central Connecticut Planning Region

Homeowner insurance in South Central Connecticut Planning Region, Connecticut costs an estimated $1,703 per year for a median-value home of $309,600. This represents approximately 2% of the median household income of $83,617.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Connecticut

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.