Homeowner Insurance Costs in Western Connecticut Planning Region, CT

How much does homeowner insurance cost in Western Connecticut Planning Region? Here's what to expect.

Est. Annual Premium

$3,276

Monthly Cost

$273

Median Home Value

$595,600

% of Income

2.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$595,600
Personal Property (C)$297,800
Liability (E)$300,000
Deductible$5,956

Cost Context

Homeownership Rate66.1%
Median Income$118,930
Property Tax Rate1.5%
Population620,666

About Insurance in Western Connecticut Planning Region

Homeowner insurance in Western Connecticut Planning Region, Connecticut costs an estimated $3,276 per year for a median-value home of $595,600. This represents approximately 2.8% of the median household income of $118,930.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Connecticut

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.