Homeowner Insurance Costs in Kent County, DE

How much does homeowner insurance cost in Kent County? Here's what to expect.

Est. Annual Premium

$1,498

Monthly Cost

$125

Median Home Value

$272,300

% of Income

2.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$272,300
Personal Property (C)$136,150
Liability (E)$300,000
Deductible$2,723

Cost Context

Homeownership Rate70.4%
Median Income$69,278
Property Tax Rate0.5%
Population182,400

About Insurance in Kent County

Homeowner insurance in Kent County, Delaware costs an estimated $1,498 per year for a median-value home of $272,300. This represents approximately 2.2% of the median household income of $69,278.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Delaware

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.