Homeowner Insurance Costs in Sussex County, DE

How much does homeowner insurance cost in Sussex County? Here's what to expect.

Est. Annual Premium

$1,784

Monthly Cost

$149

Median Home Value

$324,400

% of Income

2.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$324,400
Personal Property (C)$162,200
Liability (E)$300,000
Deductible$3,244

Cost Context

Homeownership Rate81.4%
Median Income$75,406
Property Tax Rate0.4%
Population240,668

About Insurance in Sussex County

Homeowner insurance in Sussex County, Delaware costs an estimated $1,784 per year for a median-value home of $324,400. This represents approximately 2.4% of the median household income of $75,406.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Delaware

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.