Homeowner Insurance Costs in Broward County, FL

How much does homeowner insurance cost in Broward County? Here's what to expect.

Est. Annual Premium

$1,917

Monthly Cost

$160

Median Home Value

$348,600

% of Income

2.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$348,600
Personal Property (C)$174,300
Liability (E)$300,000
Deductible$3,486

Cost Context

Homeownership Rate62.8%
Median Income$70,331
Property Tax Rate0.9%
Population1,940,907

About Insurance in Broward County

Homeowner insurance in Broward County, Florida costs an estimated $1,917 per year for a median-value home of $348,600. This represents approximately 2.7% of the median household income of $70,331.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Florida

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.