Homeowner Insurance Costs in Lee County, FL
How much does homeowner insurance cost in Lee County? Here's what to expect.
Est. Annual Premium
$1,600
Monthly Cost
$133
Median Home Value
$290,900
% of Income
2.3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$290,900
Personal Property (C)$145,450
Liability (E)$300,000
Deductible$2,909
Cost Context
Homeownership Rate73.3%
Median Income$69,368
Property Tax Rate0.9%
Population772,902
About Insurance in Lee County
Homeowner insurance in Lee County, Florida costs an estimated $1,600 per year for a median-value home of $290,900. This represents approximately 2.3% of the median household income of $69,368.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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