Homeowner Insurance Costs in DeKalb County, GA

How much does homeowner insurance cost in DeKalb County? Here's what to expect.

Est. Annual Premium

$1,656

Monthly Cost

$138

Median Home Value

$301,100

% of Income

2.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$301,100
Personal Property (C)$150,550
Liability (E)$300,000
Deductible$3,011

Cost Context

Homeownership Rate57.9%
Median Income$76,044
Property Tax Rate0.9%
Population761,209

About Insurance in DeKalb County

Homeowner insurance in DeKalb County, Georgia costs an estimated $1,656 per year for a median-value home of $301,100. This represents approximately 2.2% of the median household income of $76,044.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Georgia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.