Homeowner Insurance Costs in Gwinnett County, GA

How much does homeowner insurance cost in Gwinnett County? Here's what to expect.

Est. Annual Premium

$1,690

Monthly Cost

$141

Median Home Value

$307,300

% of Income

2.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$307,300
Personal Property (C)$153,650
Liability (E)$300,000
Deductible$3,073

Cost Context

Homeownership Rate66.6%
Median Income$82,296
Property Tax Rate1.0%
Population957,977

About Insurance in Gwinnett County

Homeowner insurance in Gwinnett County, Georgia costs an estimated $1,690 per year for a median-value home of $307,300. This represents approximately 2.1% of the median household income of $82,296.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Georgia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.