Homeowner Insurance Costs in Kauai County, HI
How much does homeowner insurance cost in Kauai County? Here's what to expect.
Est. Annual Premium
$4,086
Monthly Cost
$341
Median Home Value
$742,900
% of Income
4.6%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$742,900
Personal Property (C)$371,450
Liability (E)$300,000
Deductible$7,429
Cost Context
Homeownership Rate64.8%
Median Income$88,869
Property Tax Rate0.2%
Population73,511
About Insurance in Kauai County
Homeowner insurance in Kauai County, Hawaii costs an estimated $4,086 per year for a median-value home of $742,900. This represents approximately 4.6% of the median household income of $88,869.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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