Homeowner Insurance Costs in Maui County, HI

How much does homeowner insurance cost in Maui County? Here's what to expect.

Est. Annual Premium

$4,401

Monthly Cost

$367

Median Home Value

$800,100

% of Income

4.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$800,100
Personal Property (C)$400,050
Liability (E)$300,000
Deductible$8,001

Cost Context

Homeownership Rate65.3%
Median Income$95,379
Property Tax Rate0.2%
Population164,765

About Insurance in Maui County

Homeowner insurance in Maui County, Hawaii costs an estimated $4,401 per year for a median-value home of $800,100. This represents approximately 4.6% of the median household income of $95,379.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Hawaii

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.