Homeowner Insurance Costs in Carroll County, IL

How much does homeowner insurance cost in Carroll County? Here's what to expect.

Est. Annual Premium

$604

Monthly Cost

$50

Median Home Value

$109,900

% of Income

1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$109,900
Personal Property (C)$54,950
Liability (E)$300,000
Deductible$1,099

Cost Context

Homeownership Rate77.2%
Median Income$61,539
Property Tax Rate2.0%
Population15,594

About Insurance in Carroll County

Homeowner insurance in Carroll County, Illinois costs an estimated $604 per year for a median-value home of $109,900. This represents approximately 1% of the median household income of $61,539.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Illinois

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.