Homeowner Insurance Costs in Clark County, IL
How much does homeowner insurance cost in Clark County? Here's what to expect.
Est. Annual Premium
$618
Monthly Cost
$52
Median Home Value
$112,400
% of Income
0.9%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$112,400
Personal Property (C)$56,200
Liability (E)$300,000
Deductible$1,124
Cost Context
Homeownership Rate80.7%
Median Income$65,874
Property Tax Rate1.7%
Population15,467
About Insurance in Clark County
Homeowner insurance in Clark County, Illinois costs an estimated $618 per year for a median-value home of $112,400. This represents approximately 0.9% of the median household income of $65,874.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
Calculate Your True Insurance Cost
Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.
Start Free Analysis