Homeowner Insurance Costs in Clinton County, IL

How much does homeowner insurance cost in Clinton County? Here's what to expect.

Est. Annual Premium

$943

Monthly Cost

$79

Median Home Value

$171,500

% of Income

1.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$171,500
Personal Property (C)$85,750
Liability (E)$300,000
Deductible$1,715

Cost Context

Homeownership Rate79.6%
Median Income$78,054
Property Tax Rate2.0%
Population36,998

About Insurance in Clinton County

Homeowner insurance in Clinton County, Illinois costs an estimated $943 per year for a median-value home of $171,500. This represents approximately 1.2% of the median household income of $78,054.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Illinois

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.