Homeowner Insurance Costs in Edwards County, IL

How much does homeowner insurance cost in Edwards County? Here's what to expect.

Est. Annual Premium

$510

Monthly Cost

$43

Median Home Value

$92,700

% of Income

0.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$92,700
Personal Property (C)$46,350
Liability (E)$300,000
Deductible$927

Cost Context

Homeownership Rate79.2%
Median Income$60,784
Property Tax Rate1.5%
Population6,182

About Insurance in Edwards County

Homeowner insurance in Edwards County, Illinois costs an estimated $510 per year for a median-value home of $92,700. This represents approximately 0.8% of the median household income of $60,784.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Illinois

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.